Reserve studies in Idaho.
North Star Reserves is based in the Boise area and has completed studies across Idaho. The Treasure Valley — Boise, Nampa, Meridian and Caldwell — is our home market, and Coeur d’Alene is the other; Sun Valley and McCall follow close behind.
Freeze-thaw, wildfire, and the Treasure Valley.
Idaho reserves are driven by climate as much as by dues, because climate is how the assets actually fail.
Freeze-thaw cycles open pavement, roofs, and irrigation. Snow load and ice dams show up on roofs and gutters. Wildfire risk changes roofing and defensible-space choices in the foothills and timber edges. Those are the wear patterns a board in Idaho is funding against.
The firm grew out of a practice in the Boise area, and most of our associations sit in the Treasure Valley and around Coeur d’Alene. We work across the rest of the state as well.
Idaho does not mandate a reserve study.
Neither the Condominium Property Act (Idaho Code Title 55, Chapter 15) nor the Homeowner’s Association Act (Title 55, Chapter 32) requires an association to commission a reserve study or fund reserves to a set percent. Any reserve duty comes from the recorded declaration, the bylaws, or a board policy — not from a statewide formula. The HOA Act does require fee and year-end financial disclosures (§ 55-3205) and, for assessment increases, a majority member vote (§ 55-3204). Lenders and governing documents still often ask for a current study. We confirm the current text on request.
- Idaho Code tit. 55, ch. 15 (Condominium Property Act)
- Idaho Code tit. 55, ch. 32 (Homeowner’s Association Act)
- Idaho Code § 55-3204 (assessment / member vote)
- Idaho Code § 55-3205 (fee and financial disclosure)
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Yes. Idaho is a market we work in directly, which means a person drives to your property rather than assessing it from a desk — and it means the cost and climate assumptions in your model come from work we have actually done nearby. Request a quote and we will tell you honestly whether we can be on site for your community and roughly when, before you commit to anything.
Idaho does not mandate a reserve study. Neither the Condominium Property Act (Idaho Code Title 55, Chapter 15) nor the Homeowner’s Association Act (Title 55, Chapter 32) requires an association to commission a reserve study or fund reserves to a set percent. Any reserve duty comes from the recorded declaration, the bylaws, or a board policy — not from a statewide formula. Lenders and governing documents still often ask for a current study.
Cost tracks the assets on your property rather than the state line. Reserve studies range from about $1,500 to tens of thousands; most HOAs land between $2,800 and $5,000, and that is asset-dependent. A small association with a handful of components costs less; a high-rise with elevators and structural elements costs more. Ask for a proposal and we will size it to your community — one scope, one cost, no change orders for scope.