North Star Reserves pairs hands-on HOA and construction experience with funding math a treasurer can defend, and spends real time with the board building a flexible, tailored funding plan.
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Board service and construction work change how you read a reserve study. We have been in the meeting where the number lands and someone has to explain it to neighbors. We translate. We do not lecture. That is why the report is written for the people who have to vote on it.
02
A static table is a snapshot. A model is a set of scenarios: raise contributions slowly, pull a project forward, or hold a line and see the gap. We build the second kind — flexible funding your board can actually choose from, not a single column presented as the only answer.
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The reserve study you'll actually read. Clear, visual, and built for a board meeting — not a binder that never opens. The sample page shows four annotated pages from a real study, with commentary beside each one.
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The industry problem is studies that collect dust. The promise is the opposite: we stay through the funding decisions and the board meeting, and the 30-year plan is something we walk with you — not a PDF we drop and leave.
4/10 Guarantee: Your report within 4 weeks of inspection, or 10% off your invoice.
The fine printThe four weeks are 28 calendar days, from the site inspection to delivery of your draft report. The clock pauses while we are waiting on documents or access we have asked the association for. If we miss it, 10% comes off your final invoice. For some large or complex studies the window is longer, and when it is, your contract says so before you sign.
We are currently booking site inspections from November. The 4/10 Guarantee clock starts at the inspection, so the draft report follows within four weeks of that date.
Your report within 4 weeks of inspection, or 10% off your invoice. That is the 4/10 Guarantee, and it is a commitment on the invoice rather than a line in a brochure. The clock starts at the site inspection instead of at signing, which means scheduling is the honest thing to talk about early — particularly if you are working toward a budget deadline. The four weeks are 28 calendar days, from the site inspection to delivery of your draft report. The clock pauses while we are waiting on documents or access we have asked the association for. If we miss it, 10% comes off your final invoice. For some large or complex studies the window is longer, and when it is, your contract says so before you sign.
Real people, real modeling, and real time with your board. Our team has completed thousands of reserve studies, but the difference is what happens after the numbers are done — we sit with your board, walk through the model, update it based on what they tell us, and answer questions until the path forward is clear. That combination is what turns a study from a report that collects dust into a decision a community can stand behind.
That your funding plan is not a static 30-year table. We model scenarios — what happens if you phase a project across two years, adjust dues gradually rather than all at once, or hit a stretch of higher inflation — so the board can steer rather than accept a single recommendation. It also means priorities are explicit: safety and water damage come first, and the rest is spread to match how your community actually pays. Nothing about the model is a black box you have to take on faith.
Yes, and it is included rather than metered. Consulting access comes with the study, so a board can call in year three when a component fails early or the membership pushes back on a dues increase. That is the part of the industry problem we set out to fix — plenty of firms deliver a competent document and disappear, and the document is worth very little to a volunteer board six months later without someone to interpret it.